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Trusted by 2M+ Investors Worldwide

Grow Your Wealth with Smart SIP Investing

The world's most precise recurring investment calculator. Visualize your wealth journey, compare strategies, and plan with confidence — in your currency, instantly.

2M+
Users Worldwide
10+
Currencies
Free
Always & Forever
Monthly Investment$500
$
Expected Annual Return12%
% p.a.
Investment Duration10 yrs
Years
Step-Up SIP (10% annual increase)
Boost returns by incrementing yearly
—
Maturity
Invested
Returns
Invested
—
Returns
—
Maturity
—
✦ Why SIP

6 Reasons Smart Investors
Choose Recurring Investing

Disciplined, automated investing that compounds wealth over time — regardless of market conditions or your geography.

🔄
Cost Averaging
Automatically buy more units when prices fall and fewer when they rise — smoothing out your average cost over market cycles.
📈
Power of Compounding
Returns generate more returns. A 10-year SIP at 12% p.a. can nearly double your total invested capital.
🎯
Start Small, Dream Big
No large capital required. Begin with a modest monthly amount and scale up as your income and confidence grow.
🔓
High Liquidity
Most open-ended funds allow redemption anytime — unlike fixed deposits with penalty-laden lock-in periods.
🛡️
Tax Efficiency
Many regions offer tax advantages on long-term investment gains. ELSS, ISAs, 401(k), RRSP — SIPs work within these globally.
⚙️
Fully Automated
Set it once and your investments happen automatically every month, removing emotion and effort from the equation.
⚡ Process

How SIP Works in 4 Steps

Start investing systematically in under 10 minutes, anywhere in the world.

1
Choose a Fund
Select a mutual fund or ETF aligned with your risk tolerance — equity, bond, balanced, or global index fund.
2
Set Amount & Date
Choose your monthly amount and the debit date that aligns best with your pay cycle.
3
Auto-Debit Runs
Units are allotted at NAV on the set date every month — fully automatic, no manual action needed.
4
Wealth Compounds
Watch your portfolio grow month over month as compounding works silently in your favor.
📊 Investment Growth

See How Your Money Grows Over Time

Starting early creates a powerful advantage. A 10-year SIP at 12% p.a. can nearly double your money. A 20-year SIP can grow it over 9x. The chart visualizes your compounding wealth.

$60K
Total Invested
$116K
10 Year Maturity
93.5%
Total Gain
12% p.a.
Expected CAGR
120K 90K 60K 30K 0 Y1 Y3 Y5 Y7 Y9 Y10
SIP Value
Amount Invested
🛠️ Tools

Advanced Planning Tools

Make smarter decisions with inflation-adjusted and EMI comparison tools.

📉 Inflation-Adjusted Returns

See what your maturity corpus is really worth in today's purchasing power after accounting for inflation.

Maturity Value
$
Inflation Rate6%
Years10
$64,800
Real Value in Today's Money

🏠 Loan Payment vs SIP

What if you invested your monthly loan payment into a SIP instead? See the wealth you could build.

Monthly Payment
$
Loan Interest Rate8.5%
Tenure5 yrs
$123,500
SIP Corpus vs $90,000 total paid
⚔️ Compare

SIP vs Traditional Savings

How recurring fund investment stacks up against fixed deposits, bonds, and savings accounts globally.

Feature
SIP (Equity Fund)
Fixed Deposit / Bond
Typical Returns
8–15% p.a.
3–7% p.a.
Beats Inflation
✓ Historically Yes
✗ Often Not
Liquidity
✓ High (most funds)
⚠ Lock-in Period
Tax on Gains
✓ Long-term rate
✗ Full income rate
Minimum Entry
Very Low
Medium–High
Market Risk
⚠ Yes (managed)
✓ Low / None
Compounding Power
✓ Very High
⚠ Moderate
Automation
✓ Fully automated
⚠ Manual renewal
💬 Global Investors Say

Trusted by Investors Worldwide

★★★★★
"SIPwise helped me understand exactly how much to save monthly to retire comfortably. The step-up SIP feature changed my planning entirely!"
JM
James Mitchell
Software Engineer, London
★★★★★
"The inflation-adjusted calculator was a real eye-opener. My savings account was barely keeping pace. Switched to an index fund SIP immediately."
SA
Sofia Ahmed
Healthcare Worker, Toronto
★★★★★
"Clean, fast, zero ads. The compare tool showed me that investing €700/month beats a car loan payment every single time. Life-changing perspective."
LK
Lucas Köhler
Entrepreneur, Berlin
❓ FAQ

Frequently Asked Questions

Everything you need to know about SIP investing.

🚀 Get Started

Start Your Investment Journey Today

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